Acceptance Criteria for Allianz Short-Term Insurance

To keep the number of questions that we ask to a minimum, we make certain assumptions as detailed below and must describe your circumstances correctly. These will form the basis of your insurance contract which may be invalid if you do not meet the eligibility criteria stated.

About the Driver

  • are aged between 21 and 75 and hold a current full and valid UK licence
  • are living in the UK, and have been continuously resident in the UK for the past 12 months
  • have had no more than 1 fault or 2 non-fault claims in the past 3 years
  • have not had an insurance policy cancelled, voided, refused or had a premium increase during the policy period, or had an insurance claim repudiated or declined
  • have no more than 6 penalty points, no driving convictions starting with codes DR, CD, DD, UT or DG or have not been disqualified from driving or had your licence revoked in the past 5 years
  • have never been convicted of any criminal offence or have any prosecution or police enquiry pending or awaiting trail
  • do not reside in a squat, static caravan, caravan, barge, house boat or have 'no fixed abode/address'
  • are not Unemployed, or have a Full or Part-Time occupation which is connected to the following trades or professions: Couriers, Fast Food Delivery, Licensed Taxi or Mini-Cab Driver, Parcel Delivery, Entertainment Profession, Professional Sportsperson or the Motor Trade

About the Vehicle

  • will only be used by the policyholder and named driver
  • is not a Licensed Taxi or Mini-Cab, Horsebox, Lorry, Minibus, Motor Caravan, Motor Home, Campervan, Recovery Vehicle or a Tipper
  • has a market value of over £500 but less than £65,000 - or less than £50,000 when the driver is under 25 years of age
  • has no more than 7 seats, has a current MOT certificate (if required) and is not recorded as a category A or B insurance loss and does not have a Q plate
  • has not been modified or altered in any way (including optional extras). For example - wheels, suspension, cosmetic, bodywork and engine. Vehicles modified to cater for a disabled person or converted to LPG are acceptable
  • is less than 25 years old
  • will only be used for social, domestic & pleasure purposes and/or, in person by you, the Policyholder, for commuting or in connection with your work or business only
  • will not be used for hiring, the letting on hire, carriage of passengers or goods for hire and reward, racing, pacemaking, use on any track, test circuit or off road activity, used in any contest, reliability or speed trail, or used in connection with the Motor Trade
  • is not owned, operated by, hired or rented from any Hire or Loan, Claims, Credit Hire or Accident Management Company
  • has not been seized or impounded by any Law Enforcement Agency
  • is not being exported outside of the UK or imported into the UK during this period of insurance cover
  • is based in the UK at the start and the end of the policy cover period

About this Insurance Policy

  • this policy only covers the vehicle shown on the Certificate of Insurance and that Driving Other Cars is not covered under this policy
  • this policy will not be used as evidence of insurance for the release of a vehicle impounded or confiscated by the Police or Local Authority